Terms and Conditions

BY ACCESSING, BROWSING, OR OTHERWISE UTILIZING THE SITE (yconsultinggroup.org) (the "Site"), YOU HEREBY AFFIRM THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY ALL OF THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS AND CONDITIONS, YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND MUST DISCONTINUE USE IMMEDIATELY.

1. Acceptance of Terms

Your access to, and Browse, review, and use of the Site (yconsultinggroup.org) (the "Site") is explicitly conditioned upon your unqualified acceptance of, and adherence to, these Terms and Conditions and all applicable federal, state, and local statutes, ordinances, and regulations. By accessing and using the Site, you acknowledge and agree to these Terms and Conditions, without limitation or qualification. If, at any time, any part of these Terms and Conditions becomes unacceptable to you, your sole recourse is to immediately terminate your use of the Site.

2. Modifications to Terms and Conditions

The Company ("YCG") reserves the unilateral right, in its sole and absolute discretion, to revise, modify, add, or delete portions of these Terms and Conditions at any time and without prior notice. Any such revisions shall be effective immediately upon posting to the Site. You are encouraged to periodically review these Terms and Conditions for changes. Your continued use of the Site subsequent to the posting of any such revisions shall constitute your acceptance of and agreement to such changes or deletions.

3. Intellectual Property Rights

This Site and all content present or prospectively present thereon, including, but not limited to, articles, memoranda, bulletins, reports, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks, logos, and any other proprietary information (collectively, the "Content"), are the exclusive property of the Company ("YCG") or its licensors, and are protected from unauthorized copying and dissemination by United States Copyright law, trademark law, international conventions, and other applicable intellectual property laws. Certain trademarks, service marks, and logos displayed on the Site may be owned by third parties.   

Except as expressly described in these Terms, nothing contained on this Site shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Site or any Content displayed on this Site, including, but not limited to, through the use of framing or deep linking, without the prior express written permission of the Company ("YCG") or such third party that may own the trademark or copyright of material displayed on this Site.   

The Company ("YCG") encourages and permits links to Content on the Site. However, the Company ("YCG") maintains the highest professional standards. Therefore, the Company ("YCG") does not grant any license or other permission for links or other use of the Site or its Content if such use or link: (a) suggests that the Company promotes or endorses any third party's causes, ideas, political campaigns, websites, products, or services; (b) copies, displays, disseminates, or otherwise uses the Content without the Company’s express written consent; or (c) employs the Content for commercial purposes. Furthermore, the Company does not grant its consent for links to the Site where the linking party engages in any Prohibited Conduct (as defined herein). The Company reserves the right to withdraw permission for any link at any time, in its sole discretion.   

Subject to your full compliance with these Terms, the Company ("YCG") authorizes you to view the Content, make a single copy of it, and print that copy, solely for your own lawful, personal, noncommercial use, provided that you maintain all copyright, trademark, and other intellectual property notices contained in such Content, and provided that the Content, or any part thereof, is not modified. 

4. Prohibited Conduct

Access to and use of this Site are restricted to lawful purposes exclusively. Users are expressly prohibited from uploading, distributing, or publishing through the Site any Content that:

  • is libelous, defamatory, obscene, pornographic, abusive, harassing, threatening, or otherwise objectionable to the Company ("YCG") in the Company's sole discretion;
  • contains computer viruses, worms, moles, or other contaminating or destructive elements;  
  • violates the rights of others, such as Content that infringes any copyright, trademark, patent, trade secret, or violates any right of privacy or publicity;
  • contains any false or misleading statement;
  • contains advertising; or
  • otherwise violates any applicable criminal or civil law.


You may not use the Site for any commercial purpose and may not distribute over the Site any solicitation of funds, goods, or services. In addition, you may not use the Site to solicit subscribers to join other online information services that are competitive with the Site.  

5. Non-Endorsement

The Company ("YCG") does not represent or endorse the accuracy or reliability of any User Content displayed, uploaded, posted on any message board, or otherwise distributed through the Site by any subscriber, information provider, or any other third party. The Company expressly disclaims any liability related to User Content, and you acknowledge that any reliance upon such User Content shall be at your sole risk. The Site may contain links to sites on the Internet that are owned and operated by third parties (the "External Sites"). You acknowledge that the Company is not responsible for the availability of, or the content or software applications located on or through any External Site. You should contact the site administrator or webmaster for those External Sites if you have any concerns regarding such links or External Sites.   

6. PROspECTIVE CLIENTS and Eligibility

If the Site requires client applications, the following provisions apply:

  • You must provide accurate, complete, and current registration information and you agree to provide the Company ("YCG") with any updates to that information promptly after such changes occur.  
  • Individual accounts are generally available only to persons who are at least [Minimum Age, e.g., 18] years of age. Minors may receive access keys or user ID/passwords only as part of an authorized group subscription or under the supervision of a legal guardian.
  • Your right to use the Site is personal to you and cannot be transferred to any other person.
  • You shall be responsible for obtaining communication services, computer equipment, and other products or services necessary to access and use the Site. You shall be responsible for all charges associated with accessing and maintaining a connection to the Site including, but not limited to, charges imposed by an Internet service provider, or your local telephone company.  
  • You are solely responsible for maintaining the confidentiality of your account password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password.

7. Data Privacy and Information Disclosure

Unless you elect otherwise by making the appropriate selection on your personal information settings page, the Company ("YCG") shall have the right to disclose certain limited registrant information, including, but not limited to, the registrant's name, e-mail address, and mailing address, to affiliates, partners, and third-party vendors for the purpose of providing registrants with information about products and services. The Company ("YCG") shall also have the right to disclose aggregate information about registrant usage and demographics in a manner that does not reveal the personal identity of any individual registrant. The Company shall have the right to send you electronic mail to inform you of changes or additions to the Site, or of any products and services of the Company. 

8. Third-Party Content and Services

The Company ("YCG") may provide you with links to third-party websites, and some of the Content appearing to originate from the Site may be supplied by third-party Content providers. The Company ("YCG") has no responsibility for these third-party websites, which are governed by the terms of use and privacy policies, if any, of the applicable third-party Content providers.

9. Site Access and Availability

The Site may become unavailable to you as a result of maintenance, malfunction of computer hardware or software, or for other reasons, and may result in damages to your systems or operations. You shall be solely responsible for ensuring that any information or content obtained from the Site does not contain any virus, worm, or other computer software code or subroutine designed to disable, erase, impair, or otherwise damage your systems, software, or data. The Company ("YCG") does not guarantee uninterrupted access to the Site.

10. Restriction, Suspension, or Termination

The Company ("YCG") reserves the right, in its sole discretion, to restrict, suspend, or terminate your access to all or any part of the Site at any time for any reason without prior notice or liability and without any obligation to refund any portion of fees paid for any product or service. The Company ("YCG") may change, suspend, or discontinue all or any aspect of the Site at any time, including the availability of any Site feature, database, or content, without prior notice or liability.

11. DISCLAIMER OF WARRANTIES

THE SITE AND THE CONTENT ARE DISTRIBUTED ON AN "AS IS, AS AVAILABLE" BASIS, BASED ON INFORMATION AVAILABLE AT THE DATE OF PUBLICATION, WITHOUT ANY INDEPENDENT VERIFICATION. NEITHER THE COMPANY ("YCG"), THIRD-PARTY CONTENT PROVIDERS, NOR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE SITE, ANY CONTENT, OR ANY PRODUCTS OR SERVICES SOLD OR DISTRIBUTED THROUGH THE SITE. YOU EXPRESSLY AGREE THAT THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE SITE AND THE ACCURACY OR COMPLETENESS OF THE CONTENT IS ASSUMED SOLELY BY YOU. NEITHER THE COMPANY NOR ANY PROVIDER OF THIRD-PARTY CONTENT OR THEIR RESPECTIVE AGENTS WARRANTS THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; NOR DOES THE COMPANY, ANY THIRD-PARTY CONTENT PROVIDER, OR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTY AS TO THE ACCURACY, RELIABILITY, COMPLETENESS, OR CURRENCY OF INFORMATION IN THE CONTENT, ITS USEFULNESS IN ACHIEVING ANY PURPOSE, OR THE RESULTS TO BE OBTAINED FROM USE OF THE SITE OR THE CONTENT. READERS ARE RESPONSIBLE FOR ASSESSING THE RELEVANCE AND ACCURACY OF THE CONTENT ON THE SITE. THE COMPANY ("YCG") DOES NOT PROVIDE LEGAL, ACCOUNTING, OR TAX ADVICE. READERS ARE RESPONSIBLE FOR OBTAINING INDEPENDENT ADVICE CONCERNING THESE MATTERS. THE COMPANY HAS MADE NO UNDERTAKING TO UPDATE THE CONTENT AFTER THE DATE OF PUBLICATION, NOTWITHSTANDING THAT SUCH CONTENT MAY BECOME OUTDATED OR INACCURATE. THE COMPANY ("YCG") DOES NOT PROVIDE FAIRNESS OPINIONS OR VALUATIONS OF MARKET TRANSACTIONS, AND THE CONTENT SHOULD NOT BE RELIED ON OR CONSTRUED AS SUCH. ANY EVALUATIONS AND CONCLUSIONS CONTAINED IN THE CONTENT ARE NOT GUARANTEED BY THE COMPANY. THE CONTENT IS NOT INTENDED TO MAKE OR INFLUENCE ANY RECOMMENDATION AND SHOULD NOT BE CONSTRUED AS SUCH BY THE READER OR ANY OTHER ENTITY.

12. LIMITATION OF LIABILITY

IT IS UNREASONABLE FOR ANY PARTY TO RELY ON THE CONTENT FOR ANY PURPOSE, AND UNDER NO CIRCUMSTANCES SHALL THE COMPANY ("YCG"), NOR ANY THIRD-PARTY CONTENT PROVIDER, NOR THEIR RESPECTIVE PREDECESSORS, SUCCESSORS, PARENTS, SUBSIDIARIES, AFFILIATES, PAST OR PRESENT OFFICERS, DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, ATTORNEYS, LICENSORS, OR INFORMATION PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITE, OR BY REASON OF ANY PERSON USING OR RELYING ON THE CONTENT, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES/JURISDICTIONS DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES/JURISDICTIONS, THE LIABILITY OF THE COMPANY ("YCG"), THIRD-PARTY CONTENT PROVIDERS, AND THEIR RESPECTIVE AGENTS SHALL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. USE OF THE SITE SHALL BE DEEMED AGREEMENT WITH AND CONSIDERATION FOR THE FOREGOING.

13. Indemnification

You hereby agree to indemnify, defend, and hold the Company ("YCG"), and all of its predecessors, successors, parents, subsidiaries, affiliates, and past and present officers, directors, shareholders, investors, employees, agents, information providers, attorneys, representatives, and licensors (collectively, the "Company Representatives") harmless from and against any and all liability, losses, costs, and expenses (including reasonable attorneys' fees) incurred by the Company or any Company Representative in connection with any claim arising out of any use or alleged use by you of this Site, or arising out of or in relation to any breach by you of these Terms and Conditions, or the representations, warranties, and covenants you made by agreeing to these Terms and Conditions. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate reasonably with the Company's defense of such claim.

14. Governing Law and Jurisdiction

These Terms and Conditions shall be construed in accordance with and governed by the laws of Wyoming, USA, without regard to its conflict of laws principles.

15. Entire Agreement

These Terms and Conditions constitute the entire agreement between the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter.  

16. No Amendment or Waiver

These Terms and Conditions may not be amended except in writing signed by both parties, and no waiver by either party shall be deemed a waiver of any preceding or subsequent breach or default, unless such a waiver is in writing and signed by an authorized representative of the Company ("YCG").